Hardest Hit Fund (HHF) Assistance Program

This is your home! We'll help you save it!

Read about the recent expansion of the Hardest Hit Fund in a recent article from the Indy Star

Have you experienced a job loss due to no fault of your own that occurred on or after January 1, 2009?

The Indiana Housing and Community Development Authority (IHCDA) worked with the Lieutenant Governor, the Indiana Department of Workforce Development (DWD) and the Indiana Foreclosure Prevention Network (IFPN) partners to develop a strategy to provide Hardest Hit Fund assistance to low to moderate income homeowners whose primary residence is located in Indiana. Indiana's HHF program options are designed to assist homeowners with financial hardships who have been unable to qualify for existing loan modification and foreclosure prevention programs.


The HHF program now has 3 different types of assistance to help the unemployed borrower:

1. Reinstatement with monthly assistance.

2. Principle reduction with loan recast (re-amortization) assistance for borrowers with under-employment, death, medical, or military hardships.

3. Transistion assistance for homeowners with unaffordable mortgage payments who obtain a short sale or deed-in-lieu of foreclosure from lender and leave their home in a saleable condition.


The HHF program is available in all counties in Indiana with Community Action Program, Inc. of Western Indiana covering Benton, Fountain, Montgomery, Parke, Vermillion and Warren counties. 


Contact Alice Young at (765) 793-4881, Ext. 1209 or via email at ayoung@capwi.org for more information on the HHF program and how it can help you.